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Home ownership, car for each adult, medical coverage, retirement account, college for each child, the family vacation each year (I'm overdue for the yearly vacation) haha the ice maker I have 2 😳. I would say funeral expenses are very much necessary. Junior needs a drip lol ...you have 3 whole kids in private school 🤣. Find a house that has excellent public school system. School loans are deadly.

The Cosby was NOT middle class that was upper class. Tv scripts aren't proof of facts soooo ...

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