No matter how much you earn, "getting by" is still a struggle for most people. 78% of full-time U.S. workers say they are living check-to-check and 56% say they are in over their heads with debt. Even those making over six figures say they struggle to make ends meet with nearly 4 in 10 of those making $100k+ living paycheck-to-paycheck. So what does all of this mean? It means that we are all accustomed to borrowing money and taking out loans at some point in our adult lives. This episode talks about how to do it--and when to not do it at all.